Sarah Palin is an evil idiot

[Ally]

My insurance cost went down $750 last year and is going up $1500 dollars this year with no more benefits. I call that for the worse.

As I said, already, but I know I have to repeat it for the Palinites, the insurance companies are raising their prices in the short term because they are trying to scare people. I know your rate hike came with a letter explaining how this incredible hike is a direct result of the new "federal legislation".

In 3 years, when the exchanges kick in, insurance rates will go down because people will have options and insurance will actually become competitive.

C.D.

I have explored ALL options. I can't even get catastrophic care insurance. Basically I am considered a catastrophe waiting to happen (insert snark here) so they won't even cover me for worst case scenario. I have ONE company out of all who have denied me say they are reviewing some cases (since they will have to take me in 3 years anyway) and might give me insurance early, but not to hold my breath.

[mariab]

My insurance cost went down $750 last year and is going up $1500 dollars this year with no more benefits. I call that for the worse.

The increased one sounds about the same as the average German is paying. Of course, it depends on what it's covering. Are you talking just health, or mortgage too? (Almost afraid to use the word, after the recent situation in the US.)

[sdreid]

I just answered an inquiry, I can't help it if people don't like my answer.

My house is paid for so I don't have mortgage insurance.

[mariab]

My house is paid for so I don't have mortgage insurance.

Still, $1500 yearly doesn't seem expensive compared to Europe. I know of people who pay the double here in Germany (if they're not careful to research their options well.)
In continental Europe only the very rich buy their own house, everyone else rents. To a continental European, mortgage sounds like a stranglehold of indentured slavery.
Plus we don't have the problem of paying back astromonic college tuition costs.

[sdreid]

That's a $1500 annual increase on what I'm responsible for. My total health insurance is something like $20,000 a year, possibly even more. Most is paid by my company as a part of my remittance for my labor.

[mariab]

Ouch, $1500 is the increase? I thought it was the final amount. No, this is expensive. I guess waiting for 3 years (or more) until insurance rates go down (eventually) and people have options (when insurance actually becomes competitive) sounds like a bad joke.
Still, America needs a health case reform.

[Stephen Thomas]

In the UK healthcare is totally free and has been since 1945

hahahahahahahaha

[sdreid]

I am not against Medicaid when all else has been exhausted and we've had that for decades.

I just checked and it "only" went up $900 a year. It did go down last year, just not as much as I thought.

[Ally]

Medicaid is only for people making below a certain amount of money. I could actually afford to pay for insurance ---I JUST CAN'T GET APPROVED! So I don't qualify for medicaid because I can afford to pay for insurance but insurance won't take me because hey..I actually need medical care.

< I am super pissy on this subject after doing a go round with the insurance company yesterday>

Also it should be pointed out that insurance companies charge other companies more for policies because they know companies can be ganked more than the private individual. So of course, your company has to pay twice what you would pay for an individual policy ---assuming you could get an individual policy.

[sdreid]

So why aren't you thanking me for buying your insurance for you?

[Ally]

Because you aren't.

[sdreid]

I'm paying more so you can pay less which means I am paying part of it for you.

[Ally]

Why aren't you thanking me for your roads, your police, your military defense, your post office, your ...etc.

Anyone in this country who makes more than you do pays for your share so you can pay less. So where is your thanks to them?

[Ally]

Oh and one more thing. You aren't paying more so I can pay less. You are paying more temporarily as a fear tactic by the insurance company because they are pissed off that I am going to be given something that they have denied me for circumstances beyond my control.

In the future, you will be paying far less because I will also be contributing to your insurance as will millions who are not currently paying in.

[sdreid]

I am thankful for all I have including my roads.


Real insurance prices won't go down. Who actually believes that?